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MyRupaya Grocery Discount Tool: Cut Grocery Bills on BigBasket, Zepto and Blinkit
Everyone needs groceries every week. Be it a college student, office-goer, or homemaker, your grocery bills often form the biggest chunk of your budget. Apps like Zepto, BigBasket, Blinkit, and Amazon Fresh have made life easy, but costs can pile up fast.
We’ve all been there — your grocery total keeps increasing with impulse buys and app suggestions. That’s where smart shopping comes in.
MyRupaya’s Grocery Discount Finder turns grocery spending into monthly savings. It’s like earning cashback just for shopping smart.
In this guide, you’ll learn:
• How to use the Grocery Discount Finder smartly
• What MyRupaya generally offers shoppers
• Best credit cards to save on grocery apps
• How to get discounts on Zepto, BigBasket, Blinkit, and Amazon Fresh
• Common FAQs from everyday shoppers

How MyRupaya’s Grocery Tool Helps You Save
The concept is simple but powerful. Instead of wasting time on expired coupons, MyRupaya shows the best live discounts matched to your cards.
1. Best Grocery App Offers – Access verified offers for Zepto, BigBasket, Blinkit, Flipkart Grocery, and Amazon Fresh.
2. Match Offers with Cards – Different cards give varied cashback. For instance, HDFC Tata Neu Infinity gives 10% NeuCoins on BigBasket, while Amazon Pay ICICI offers 5% cashback on Amazon Fresh.
3. Stacking Benefits – Apply both Zepto promo and credit card rewards in one order. Example: Mix Zepto discount codes with HDFC cashback for dual savings.
4. Live Deal Notifications – Grocery deals expire fast. You’ll never waste time on expired codes again.
No matter the grocery app you use, you always know which payment saves the most.
Beyond Groceries – MyRupaya’s Broader Purpose
MyRupaya isn’t just for grocery shopping. It analyzes your spending behavior and recommends savings.
It covers:
• Movie ticket savings on BookMyShow, PVR, and Paytm.
• Flight coupons and hotel discounts.
• Food Delivery – Zomato, Swiggy, and Instamart.
• Shopping – Amazon, Flipkart, and Myntra online deals.
For groceries, it specializes in:
• Zepto grocery savings – Find live Zepto codes and cashback matches.
• BigBasket online shopping – Maximize NeuCoin and cashback returns.
• Blinkit app offers – Show live 10-minute grocery promo codes.
• Amazon Fresh & Flipkart Grocery – View card + coupon-based discounts instantly.
In short, MyRupaya’s goal is to make sure you never pay full price.
Top Credit Cards for Grocery Shopping in 2025
The right card can transform your monthly grocery budget. Here are the top-performing cards for grocery buyers in 2025:
1. HDFC Swiggy Credit Card – Best for Instamart & Zepto
• Cashback: 10% grocery cashback on Swiggy and partner apps
• Other Benefits: 5% on online stores like bigbasket Myntra
• Annual Fee: ?500 (waived on ?2 lakh spend)
Why it’s great: Works for Zepto grocery too, as MyRupaya identifies it under “food delivery”. Use alongside Zepto promos for maximum benefit.
HDFC Tata Neu Infinity – Ideal for Tata Ecosystem Users
• Cashback: Earn 10% NeuCoins on grocery orders
• Other Benefits: Extra perks across Tata brands and travel
• Annual Fee: ?1,499
Why it’s great: Perfect for heavy BigBasket shoppers.
HSBC Live+ – Universal Grocery Card
• Cashback: Flat 10% cashback across supermarkets and apps
• Other Benefits: Dining, entertainment & fuel rewards
• Annual Fee: ?999
Why it’s great: Only card offering grocery benefits both online and offline.
SBI Tata Neu Infinity – Dual Advantage
• Cashback: NeuCoin rewards on BigBasket & Tata Neu apps
• Other Benefits: Wider Tata ecosystem coverage
• Annual Fee: ?1,499
Why it’s great: Strong value for families using BigBasket monthly.
Amazon Pay ICICI – Lifetime Free Option
• Cashback: Guaranteed cashback on grocery orders
• Other Benefits: 1% on all other purchases
• Annual Fee: Absolutely free card forever
Why it’s great: No annual fees, automatic 5% cashback on essentials.
Detailed Grocery Credit Card Overview
Instead of tables, here’s the breakdown in paragraph format for SEO tools:
The HDFC Swiggy Credit Card gives 10% cashback on Instamart and Zepto grocery purchases with an annual fee of ?500 (waived on ?2L spend).
The HDFC Tata Neu Infinity Credit Card provides 10% NeuCoins on BigBasket and Blinkit via Tata Neu app at ?1,499 per year.
The HSBC Live+ Credit Card offers 10% cashback on Zepto, BigBasket, and even offline supermarkets for ?999 annually.
The SBI Tata Neu Infinity Credit Card includes NeuCoin rewards for grocery purchases through Tata Neu and BigBasket for ?1,499 annually.
The Amazon Pay ICICI Credit Card gives 5% cashback on Amazon Fresh and Flipkart Grocery — and it’s free for life.
FAQs
Q1: How can I get discounts on grocery apps like Zepto?
? Use MyRupaya’s Grocery Discount Finder to locate valid Zepto coupons and pair them with cashback cards like HSBC Live+ or HDFC Swiggy.
Q2: Can I pay with a credit card on Blinkit?
? Yes, Blinkit supports card payments, and using the HDFC Tata Neu Infinity card gives 10% NeuCoins.
Q3: What’s the best card for BigBasket online shopping?
? Both HDFC Tata Neu Infinity and SBI Tata Neu Infinity work best for BigBasket with double NeuCoin rewards.
Q4: Which is the best free grocery card?
? The Amazon Pay ICICI Credit Card is lifetime free and offers 5% cashback on Amazon Fresh groceries.
Q5: Can I combine coupons and card offers?
? Absolutely. That’s what MyRupaya’s Grocery Discount Finder is built for — stacking promo codes with cashback benefits.
Conclusion
Groceries are unavoidable, but overspending isn’t, and MyRupaya’s Grocery Discount Finder helps you pay less every time. Whether it’s Zepto grocery for instant delivery, BigBasket online shopping for bulk orders, or Blinkit app for quick essentials, every cart can cost less with the right strategy.
Popular cards such as HDFC Neu, HSBC Live+, or Amazon Pay are top choices for grocery savings. Combine them with MyRupaya’s live coupon alerts, and grocery discounts will always be one click away.
The smarter you shop, the more you save — and groceries are the perfect place to start.